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Wellness Care is your first line of defense for early diagnosis and treatment of medical problems. The insurance industry has radically changed coverage guidelines for these services.
In this new world of Healthcare Spending Accounts and Annual Wellness Screening Coverage, how do you determine if your insurance company will pay for these services before your appointment? try the following checklist.
Wellness care insurancEcoverage checklist
Does not apply to Medicare or medicaid
We have created this checklist in order to help you check your benefits before you have your annual physical.Please bring this to your appointment so we can help you determine which tests are performed or ordered as part of your preventative care.
You may not realize it, but most insurance plans change their coverage guidelines every year. These changes are often in the small print of your benefits book. If you do not check your benefits at every wellness exam, you may be at risk for higher out-of-pocket expense. These tests may be covered under traditional insurance, Healthcare Spending Accounts (HSA) or Flexible Healthcare Spending Accounts (FSA).
Questions to ask your insurance company
"Is __________covered as part of my annual wellness exam?"
"How frequently is this covered, one per year? Every 2 years?"
NOTE: You may or may not need the "codes" to give to your insurance company.
NOTE: The CPT code is for the insurance company to identify specific tests. The ICD9 code billed for a wellness exam is usually V70.0.
Common tests ordered
"Do I have additional restrictions on my Wellness coverage?"
(For example, a limited amount of money to spend)
Bring this information to your appointment. Thiswill be very helpful for you and your Physician to decide which screening exams to perform and hopefully save you from potential billing headaches.
Monday to Wednesday
8 a.m. to 7 p.m.
Thursday & Friday
8 a.m. to 5 p.m.
Our office is conveniently located off of Matthews Township Parkway and Sam Newell Road.
View map & contact information.